SoFi

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SoFi Technologies, Inc. is a financial technology company and online bank based in San Francisco, California. Founded in 2011, SoFi started by providing student loan refinancing for Stanford graduates and has since grown to become the largest U.S.-based online lender, serving nearly 15 million customers. The company operates as a member-centric, digital-first provider, combining a nationally chartered bank with proprietary technology to create a comprehensive financial services ecosystem.

SoFi offers a wide range of financial products across several categories, including lending, banking, investing, insurance, and technology infrastructure. Its services include student and personal loans, mortgages, checking and savings accounts, investment options, and various insurance products. SoFi also provides technology solutions to other financial institutions through its Galileo and Technisys platforms. The company focuses on serving high-earning individuals and professionals, operating exclusively through its mobile app and website without physical branches.

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